Financial Advantages of Quitting Smoking
Calculate Your Lifetime Cost of Smoking
Calculate the financial advantages of quitting smoking.
The smoking facts reveal the real cost of smoking in your lifetime.
How much do cigarettes cost you?
You need to face the smoking facts and the past, present, and future financial effects of smoking cigarettes.
You also need to face your own smoking fiction and try to figure out why you continue to lie to
yourself and minimize the financial effects of smoking cigarettes.
Facts on Smoking Fiction
You can realize the many financial advantages of quitting smoking if your stop using smoking fiction.
I bet there are many reasons why you justify setting your money ablaze and risking your future health.
You know the many dangerous effects of smoking cigarettes yet you continue to do it.
Smoking fiction is one of the really bad effects
of smoking (if not the worst). Your cigarette addiction requires that you lie to yourself.
WHY?
Because you are certain that if you faced the smoking facts you would have to admit that you are
foolish, addicted, and out of control. Now there is a blow to your self esteem!
You can never realize any of the advantages of quitting smoking if you continue with
using smoking fiction such as:
"Its only a few dollars per week." Everything is only a few dollars per week. As long as you continue to think about your life as just one day or one week
you will never realize any financial gains as all money management principles are based on returns in the long run.
Minimizing the negative impact of smoking on your life is also a classic
sign of drug addiction.
It is one of the few pleasures I have in life - Then you need to get a life, not more cigarettes. You will get much more satisfaction and
improve your health if you
form meaningful relationships with people, instead of the cigarette.
"I can afford it. I am not worried about the money" - Why not? Do you shop for the best
mortgage rate? Go to the big box store to get good deals on bulk goods? Wait for Boxing Day sales for the really good bargains?
Isn't it amazing how you can do all these other things in your life to save a buck but you are not worried
about the how much cigarettes cost you?
Well you should be!
Use this calculator and do the math.
The Cost of Smoking
# of Cigarettes Per Day
Number of Years Smoking
Cost of 1 Pack of Cigarettes
Annual Cost
And here is how much you have spent so far in your life to finance your smoking addiction.
Lifetime Cost of Smoking
You can find a better use for that money:
kids college education, your college education! - can you really justify using that money for smoking when someone needs it to finance an education?
family vacations - can you really justify using that money for cigarettes when your entire family could benefit by using it for meaningful family holidays?
eating out as a family once a week - can you really justify spending all that money on cigarettes?
down payment on a new car, or another house....or
The financial advantages of quitting smoking for you and your family are so concrete when you can see
the numbers before you and realize the real cost of smoking.
Indirect Financial Advantages of Quitting Smoking
Using the calculator tells you how much smoking costs you so far in your lifetime.
This is direct out of pocket money that you have handed over to
the cigarette retailers, marketers, and producers. This is the direct cost of smoking to you.
In order to fully understand your financial advantages of quitting smoking, look at the bigger picture over the longer term.
This would include realization of savings on some of the indirect costs of smoking such as:
lower life and health insurance premiums
lower house insurance premiums
fewer dry cleaning bills to get out the smoke smell from your clothes
The calculator tells the story. There are many financial advantages to quitting smoking.
Take a look at the figures in the calculator for your lifetime cost of smoking, If someone were to tell you that they would give
you this much money every year (no strings attached)
for the rest of your life (including retirement) would a logical and well thought out answer be
"No thanks!"
And if you took the money would you then set it ablaze?
You continue to smoke no matter how much cigarettes cost you, because you are not making the decision to continue based on any kind of known
logic or analytical process.
You are simply trying to protect your own sense of self worth, that is what smoking fiction is all about.
But you do not need to keep lying to yourself. You already are a good person.
You just need to start believing you can be a good person even without your cigarettes.
Of all smoking facts you will read about on these pages,
the one that is most important is this.
Even though smoking is bad for you, you are not a bad person if you smoke.
Addiction is not a measure of your character. You can stop your nicotine addiction and realize the many
advantages of quitting smoking.
The purpose of the information provided here is to help you cooperate with your doctor and other
health practitioners. It is not intended to take the place of medical advice and you are encouraged to
discuss health concerns with your physician or a professional health care provider who is
familiar with you and your unique personal health context.
